外匯投資

选择一种货币
举例来说，假设您想交易欧元 / 美元。如果1欧元的价格为1.200美元，而投资额为100欧元，那么您可能没有杠杆就可以买到112美元。
选择您的交易规模
通过利用杠杆作用，您可以进行的交易价值高达初始投资的400倍。例如，以100欧元的投资，您可以使用400：1的杠杆购买价值40,000欧元的美元。
€100 X 400 = €40,000
选择方向
当您使用iFOREX进行货币交易时，即使您认为价格会下跌，也可以进行交易。不过，在此示例中，假设您认为价格会上涨。选择“购买”。接下来怎么办？

Dual Currency Investment and Enhanced Yield Investment - Structured Deposit Product

Paying for your children's overseas studies or saving for retirement abroad. Whatever your goals for the future, with HSBC, there are more opportunities to grow your wealth.

The product is launched by HSBC Bank (China).

Key benefits

HSBC 外匯投資 Dual Currency Investment and Enhanced Yield Investment - Structured Deposit Product, by linking up with foreign exchange rates, meet your investment needs in the currency market.

Explore our products

Dual Currency Investment

A Dual Currency Investment is a non-capital 外匯投資 protected structured financial product with floating returns. By 外匯投資 linking to the performance of foreign exchange rates, you will have a chance to earn potential return, as well as meet your foreign currency investment needs.

Flexible investment tenor
Wide selection of currencies and a conversion rate of your choice

Enhanced Yield Investment - Structured Deposit Product

An Enhanced Yield Investment - Structured Deposit Product is a capital protected investment product with floating return. This product is 100% capital protected at maturity. By linking to the performance of foreign exchange rates, it meets your foreign currency investment needs.

Flexible investment 外匯投資 外匯投資 tenor
Wide selection of currencies
100% capital protected at maturity

More information

1.Manage your own portfolio 外匯投資

You can purchase Dual Currency Investment basic 外匯投資 外匯投資 products via HSBC Online Banking. Please complete your first transaction and file documents at one of our branches.

Dual Currency Investment OnlinceTrading Platform* 外匯投資 trading hours: Monday-Friday, 6am-7pm.

* Applicable to transactions via online banking and mobile banking.

This investment product is available all year round. The trade date should be a business day in mainland China, Hong Kong SAR and 外匯投資 the principal banking centre of the country issuing the investment currency (including dealings in foreign exchange and foreign currency deposits).

2.Make an appointment

Please visit any of our HSBC branches with your valid ID card to register for this service.

Opening hours: Monday-Friday, 9am-5pm (外匯投資 some branches may provide limited weekend service)

Enhanced Yield Investment- Structured Deposit Product trading hours: Monday-Friday, 9:30am-4:00pm

Dual Currency Investment trading hours: 外匯投資 Monday-Friday, 9:30am-4:30pm

This investment product is available all year round. The trade date should be a business day in mainland China, Hong Kong SAR and the principal banking centre of the country issuing investment currency (including dealings in foreign exchange and foreign currency deposits).

3.HSBC Insights

In today’s fast-paced financial world, the only way to stay ahead is to be on top of current market events. Tap into our unique market insights and investment analysis to stay informed about the 外匯投資 latest trends and regional news with just a 外匯投資 few clicks.

How to invest

Find your nearest branch

Visit any of our HSBC branches with your valid ID card to register for this sercice.

Opening hours: Monday-Friday, 9am-5pm (some branches may 外匯投資 provide limited weekend service)

Make an appointment

By phone

For general inquiry (RBWM only)

400-820-3090
_{Please dial the country code of mainland China +86 if you are calling from overseas, Hong Kong SAR, Macau SAR, or Taiwan}

Frequently asked 外匯投資 questions

What is a Structured Investment Product?

HSBC Structured Investment products are usually linked to financial 外匯投資 assets such as equities, indices, foreign exchange rates or securities. The potential return of Structured Investment products is determined by performance of the linked financial assets, product portofolio and detailed terms and conditions. Please note that the potential return of the Structured Investments is not a 100% reflection of the actual performance of the underlying assets. We offer structured products related to Foreign Currency Investment in the following two types: Dual Currency Investment (DCI), and 外匯投資 Enhanced Yield Investment Product (EYI), which is 100% capital protected at maturity. We will also release other Foreign Currency Investment Products from time to time for customers to chose based on different risk preferences.

外匯種類知多少？簡單易懂的外匯投資入門分享

展開

關於外匯投資，你必須先知道⋯⋯

外匯市場是全世界最大的投資市場，每月成交量超過 150 兆美元，且 24 小時都有交易在進行，投資人應了解外匯市場的運作，才能抓住潛在的投資機會。

國內銀行換匯一般以新臺幣與外幣間的匯兌為主，但在規模巨大的國際外匯市場中，更多匯率兌換是不同國家間貨幣的互換，以交易最熱絡之一的歐元／美元為例，投資人若看到貨幣對用 EUR／USD＝1.1360，表示貨幣對中的 1 EUR（基準貨幣）可以兌換 1.1360 USD（兌換貨幣），若投資人看漲歐元、看跌美元，則是買入 EUR／USD。

又例如，投資人看到貨幣對用 USD／JPY（美元兌日圓）＝111.50，表示貨幣對中的 1 USD（基準貨幣）可以兌換 111.50 JPY（兌換貨幣），當投資人看漲美元、看跌日圓時，則是買入 USD／JPY。這種國際間貨幣的買賣，可利用外匯保證金交易進行。

從實際的國內銀行換匯為例，假如目前匯率為 1 美元兌換 30 元新臺幣，當投資人預期美元兌新臺幣匯率未來將會走升，因而把手上閒置的 3,000 元新臺幣兌換成 100 美元，到下個月時，美元確實升值了，匯率變為 1 美元兌 31 新臺幣，此時投資人的 100 美元可換回 3,100 元新臺幣，獲利新臺幣 100 元，這是外匯換匯的獲利方式，有別於外匯保證金交易。

常見外匯類型

此外，臺灣有銀行提供合法的外匯保證金交易服務，如遠東國際商業銀行在外匯保證金交易專頁中，除了提供交易方式介紹與焦點新聞外，也能讓投資人申請模擬測試帳號，先通過模擬交易體驗外匯交易，熟悉後再實際入場，該行更提供投資人 24 小時不間斷能參與全球的外匯市場交易，亦有提供交易平臺讓初學者學習。

為外遊做好準備！

兌換日圓、泰銖或新加坡元並以滙豐萬事達卡®扣賬卡簽賬享高達1%回贈。除此之外，兌換其他貨幣每累積兌換港幣50,000元，亦可享港幣100元現金回贈，最多可享港幣10,000元！貨幣兌換涉及風險。受條款及細則約束。

外匯投資及買賣

一站式服務助你辦理外幣兌換交易

立即進行交易

香港滙豐流動理財應用程式讓您生活加倍輕鬆

優越服務盡享優勢

兌換外幣輕鬆方便

出國旅遊輕鬆無憂

環球轉賬外匯投資外匯投資快捷方便

投資外幣事半功倍

如何開始買賣外幣

親臨分行及自動櫃員機

仍未下載HSBC HK App？立即下載，隨時隨地輕鬆理財。

24/7實時貨幣兌換服務經滙豐流動及網上理財提供並適用於綜合戶口和港元存摺儲蓄戶口（系統維護期間或特殊情況除外）。
外匯投資 主要貨幣包括：澳元、加拿大元、歐羅、日圓、紐西蘭元、英鎊、新加坡元、瑞士法郎、泰銖、美元及人民幣。外匯限價買賣服務只提供予滙豐卓越理財及滙豐One的客戶。
滙豐環球轉賬服務用作即時轉賬至個人及第三方海外滙豐戶口，為滙豐尚玉、卓越理財及One客戶尊享。請参考以下網頁查閱可支援環球轉賬服務國家/地區列表。

24/7實時貨幣兌換服務經滙豐流動及網上理財提供並適用於綜合戶口和港元存摺儲蓄戶口（系統維護期間或特殊情況除外）。
主要貨幣包括：澳元、加拿大元、歐羅、日圓、紐西蘭元、英鎊、新加坡元、瑞士法郎、泰銖、美元及人民幣。外匯限價買賣服務只提供予滙豐卓越理財及滙豐One的客戶。
滙豐環球轉賬服務用作即時轉賬至個人及第三方海外滙豐戶口，為滙豐尚玉、卓越理財及One客戶尊享。請参考以下網頁查閱可支援環球轉賬服務國家/地區列表。

什么是外汇交易？

选择一种货币
举例来说，假设您想交易欧元外匯投資 / 美元。如果1欧元的价格为1.200美元，而投资额为100欧元，那么您可能没有杠杆就可以买到112美元。
选择您的交易规模
通过利用杠杆作用，您可以进行的交易价值高达初始投资的400倍。例如，以100欧元的投资，您可以使用400：1的杠杆购买价值40,000欧元的美元。
€100 X 400 = €40,000
选择方向
当您使用iFOREX进行货币交易时，即使您认为价格会下跌，也可以进行交易。不过，在此示例中，假设您认为价格会上涨。选择“购买”。接下来怎么办？